RResearchers360
Independent Knowledge Platform · India

Independent AI research for banking and financial services.

Researchers360 publishes practitioner-led research, books, and frameworks on how artificial intelligence is reshaping BFSI — written for the people who have to make the decisions, not just read about them.

Read the Research The Book →
1stBook on GenAI in BFSI
20+Years of BFSI practice
TEDxStage & keynotes
6+Published AI articles
About Researchers360

A platform for AI education and independent thought leadership.

Most writing about AI in financial services comes from vendors selling something or analysts observing from outside. Researchers360 exists to add a third voice — research and frameworks written from inside the industry, published independently, and given away freely.

Research & Writing

AI research and publications

Independent research, long-form articles, and practical frameworks on generative AI, governance, and the future of financial services.

  • Long-form AI research articles
  • Industry frameworks & playbooks
  • Book authorship & co-authorship
  • White papers & thought pieces
Speaking & Education

Keynotes and knowledge sharing

Practitioner-led talks for conferences, academic institutions, and industry events — balanced perspectives on AI's potential and its limits.

  • Conference keynotes & panels
  • University & academic lectures
  • Webinars & virtual sessions
  • Podcast appearances & interviews
Community & Mentoring

An AI learning community

A growing community of AI-curious professionals, students, and leaders across India — where knowledge is shared openly rather than gated.

  • Open AI learning resources
  • Mentoring AI practitioners
  • LinkedIn thought leadership
  • Industry knowledge exchange

Join the community — by invite →

The Long Game

Building India's AI voice

A long-term commitment to establishing India's independent, practitioner-led perspective on how AI is developed, governed, and applied.

  • Representing India's AI narrative
  • Bridging business & technical AI gaps
  • Responsible AI advocacy
  • Future book & research projects
The Book

What the book is actually about.

It is not a book about implementing generative AI. It is a book about reimagining how banks operate, compete, and serve customers once AI stops being a pilot and starts being the operating model — across marketing, risk, wealth, compliance, and everything in between.

Published

Revolutionising Banking & Financial Services with Generative AI

A practical guide for banking leaders navigating the next wave of AI transformation.

Sujeet Sinha & Varun Saxena
10 chapters BFSI focused Wide distribution
Order Now → Book Website
Inside the book
PART IData models & synthetic data
PART IICustomer focus & hyper-personalisation
PART IIIAutomating financial operations
PART IVSecurity, fraud & AML
PART VWealth management & robo-advisory
ALSOCredit · biometrics · loan processing

Endorsed by Dipak Gupta (Ex MD & CEO, Kotak Mahindra Bank), Ambuj Chandna (MD & Head Consumer Banking, DBS Bank India) and Virat Diwanji (Director, Zaggle & Tyger Capital).

What leaders say about it
★★★★★

“Sujeet and Varun have nailed the right balance between being too tech-heavy and business-heavy. A lucid guide for business practitioners and leaders to understand what's happening with Gen AI in BFSI.”

SMSunil MishraGroup Chief Strategy Officer, ANAROCK
★★★★★

“An insightful and timely exploration of the intersection between generative AI and BFSI. Simplifies complex technologies while highlighting their transformative power in risk, compliance, and customer experience.”

ACAmbuj ChandnaMD & Head Consumer Banking Group, DBS Bank India
★★★★★

“This book offers a playbook for leading with AI. Sujeet and Varun have decoded how Generative AI can drive differentiation, scalability, and superior customer value. A must-read for future-ready leaders.”

ASAmit SaxenaFounder, Promoter & CMD, eKosh Financial Services
Insights

AI thinking for business leaders.

Deep dives into AI, banking, regulation, and the future of business — written from inside the industry, not from the sidelines.

All Articles →
Regulation · AI Compliance

Post-DPDP Rule Notification: Key Challenges for Banks & Financial Institutions

India's new data-privacy law and what it means for banks, NBFCs, and fintechs navigating AI at scale.

2026Read →
AI Governance · RBI

Framework for Responsible & Ethical AI in Financial Services

A practitioner-friendly breakdown of RBI's FREE-AI framework — innovate boldly while governing rigorously.

2026Read →
Strategy · Banking

Why Banks Cannot Grow Without AI Adoption

The uncomfortable truth: banks solving tomorrow's problems with yesterday's mindset cannot build the bank of the future.

2026Read →
By invitation only

Join the community.

A small, closed circle of practitioners working on AI inside banks, NBFCs, fintechs, and regulators — where the conversations that can't happen on LinkedIn happen instead. Membership is by invitation, and it stays small on purpose.

  • Who it's for — heads of AI, risk, product, technology and compliance in BFSI, plus researchers and academics working the same problems.
  • What happens inside — early drafts and frameworks before they're published, closed-door roundtables, and candid discussion of what is actually working and what quietly isn't.
  • What it isn't — a vendor channel, a lead list, or a newsletter. Nothing is sold here and nothing is forwarded out.
Engage

Bring the platform to your stage or your team.

Keynotes, TED-style talks, masterclasses and panels — a practitioner's voice on AI's most pressing questions, delivered for conferences, boards, and academic audiences.

Keynote at the All India Co-operative Banking Summit
Keynote Speaker10th All India Co-operative Banking Summit & Awards
TEDx SUAS talk
TEDx SpeakerTEDx SUAS — “For the first time in history…”
Generative AI & the Future of Banking

How GenAI is reshaping every layer of financial services — from customer experience to risk, compliance, and operations.

AI Strategy: From Vision to Value

Moving beyond pilots to enterprise-wide impact, with a roadmap that delivers measurable ROI.

AI Leadership for the C-Suite

Making the right AI bets, governing responsibly, building the right team, and leading cultural change.

Responsible AI & Governance

Frameworks for ethical AI in regulated industries — including India's DPDP Act and RBI's FREE-AI framework.

India's AI Opportunity

Why India is uniquely positioned to lead — and how enterprises and startups can seize the moment.

AI Disruption: Threat or Opportunity?

An honest conversation about what AI changes, what it won't, and how organisations adapt.

Keynote address TED / TEDx style Workshop / masterclass Panel moderation Webinar & virtual International conferences
Book a Speaking Session
Sujeet Sinha
Behind the platform

Sujeet Sinha, founder.

Chief AI Officer at Sarvatra Technology and a twenty-year banking practitioner across retail banking, payments, product, risk, and digital transformation. He started Researchers360 because the AI conversation in Indian financial services needed a voice that had actually run the systems it was writing about.

  • Chief AI Officer — Sarvatra Technology, one of India's leading payments and fintech companies
  • Co-author — Revolutionising Banking & Financial Services with Generative AI
  • TEDx Speaker — TEDx SUAS, “For the first time in history…”
  • MBA Marketing, University of Pune · Executive education at IIM Calcutta, Cornell University and ISB Hyderabad
Generative AIAI StrategyDigital Banking Payments & FintechRisk ManagementAI Governance Responsible AIBFSI Transformation

Researchers360 is an independent platform. Views published here are personal and do not represent any employer.

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Get in touch

Speaking, media
& collaboration.

For keynote invitations, media appearances, academic collaborations, podcast conversations, or book-related enquiries.

Emailsupport@researchers360.com
LocationIndia
LinkedInlinkedin.com/in/sujeet-sinha1

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